TERMS & CONDITIONS

1. Acceptance of Terms

By creating an account or accessing services provided by TroviaPay, you agree to be bound by these Terms and Conditions and all applicable financial regulations.

2. Account Registration & KYC Verification

Users must provide accurate, complete, and verifiable identity documentation during registration. You are responsible for maintaining the confidentiality of your mobile application PIN and login credentials.

3. Wallet Usage & Financial Transactions

All funds processed through TroviaPay virtual accounts, bank transfers, bill payments, and virtual cards are subject to daily limit tiers based on your verified KYC level. Reversals or chargebacks are handled in accordance with regulatory banking procedures.

4. Prohibited Activities

You may not use TroviaPay for illegal transactions, money laundering, fraudulent purchases, or unauthorized automated access. Violation of this rule will result in immediate wallet freezing and reporting to regulatory authorities.

5. Contact Information

For inquiries concerning these terms, please reach out to our legal compliance team at support@troviapay.com or call +234 800 123 45678.